Since 2003, Credit Matters has used the legal right of credit repair to help our clients achieve the financing they seek. Over the years, we have developed our approach to cater to each client’s unique situation; it starts with listening to each person’s story. What’s your story?
What is Credit Restoration?
Credit restoration, also referred to as credit repair, is the process of removing negative items from your credit report.
Credit restoration involves disputing the accuracy or verifiability of account information in your credit reports. Disputing information in your credit reports with the credit reporting agencies (CRAs), creditors and collection agencies is a legal right afforded to consumers through provisions of the Fair Credit Reporting Act (FCRA) and other federal consumer protection laws.
Read more about credit restoration
How it Works
Upon receiving a dispute letter, a credit reporting agency legally has 30 days to try and contact the creditor for each disputed account. If any accounts are incorrect, outdated or unverifiable, they must be removed from the credit report and the results of the investigation sent to the consumer within 5 days.
Read more about how it works
Why Credit Matters
What sets us apart from other credit repair companies? We listen closely and take the time to understand your family’s situation — your monthly assets, debts, goals and other factors. Through our personal approach to game planning and advice, we can help you bring your dreams and goals to life.
Read more about what sets us apart